Created By A Dentist Designed For All Dentists And Specialists
As a fellow colleague who also graduated with hundreds of thousands in debt, Dr. Walker and his team personally know what you are going through. We use our platform to give you, our colleagues, what you deserve:
- BIGGEST cashback bonus up to $2,200²⁻¹º (almost double the nearest competitor)
- Exclusive promotional dentist goods/services/CEs/lab credits/business classes and more worth up to $67,000¹! We curated each exclusive promotion with one goal in mind: Connect young dentists & specialists to the most innovative and forward-thinking dental companies in the world. These companies are not only leaders within their respective fields of dentistry, they want your business!
See the full list of partners and exclusive promotions by clicking here

In 4 Easy Steps….
Get Your HUGE cashback bonus (up to $2,200²⁻¹º) + Exclusive Promotional/Discounted Goods Worth Up to $67,000¹
1
Click on a refinance partner link below
Simply click and visit the website
(without clicking on the links below, you will not be eligible for our cashback offers or promotional goods)
2
Fill out your information
Fill out the information needed on the refinance company website
(they do a “soft credit pull” which DOES NOT affect your credit score)
3
Choose refinance company
Shop all refinance companies below!
Select the one that gives you the lowest interest rate
or
The company that will work best for your needs
4
Get your cashback + more!
Get up to $2,200²⁻¹º cashback bonus + exclusive promotional dentist consumer goods products worth up to $67,000¹. We help introduce you to the most innovative and forward-thinking companies in the world that want your business!
Best Doctor Student Loan Refinance Companies For 2023
- PLEASE check your rate with every refinance company listed on our website
- Shopping your business around will get you the lowest rate + terms that best fit your life
- Checking your interest rate with multiple companies WILL NOT affect your credit score
- The companies with “lower cashback” is ONLY because the total refinance limit is lower
- To see cashback bonus tier structure Click here!
- To see the exclusive promotional goods list + offers (i.e. Henry Schein Business Institute = $500) Click here!
$2200
CASHBACK2
- $67,000 (up to) in promotional goods1
- Loan limit: No Maximum
- Variable
4.99% – 10.89% APR2
Last updated 6/5/2023 - Fixed
5.24% – 10.99% APR2
Last updated 6/5/2023 - ReFi as Resident Doc? Yes
Dental Debt Solutions readers must apply through www.laurelroad.com/dentaldebtsolutions to access these benefits

$2200
CASHBACK3
- $67,000 (up to) in promotional goods1
- Loan limit: No Maximum
- Variable
4.99% – 10.89% APR3 - Fixed
4.96% – 10.99% APR3 - ReFi as Resident Doc? Yes
$2200
CASHBACK4
- $67,000 (up to) in promotional goods1
- Loan limit: No Maximum
- Variable
4.99 – 13.92% APR5 - Fixed
4.40 – 11.99% APR5 - ReFi as Resident Doc? Yes
$1600
CASHBACK6
- $67,000 (up to) in promotional goods1
- Loan Limit: $300,000
- Variable
5.99% – 11.99% APR8 - Fixed
5.99% – 11.99% APR8 - ReFi as Resident Doc? No
$1600
CASHBACK7
- $67,000 (up to) in promotional goods1
- Loan Limit: $300,000
- Fixed
5.24% – 10.68% APR9 - ReFi as Resident Doc? No

$2200
CASHBACK8
- $67,000 (up to) in promotional goods1
- Loan Limit: No Maximum
- Cashback and promotional goods are ONLY eligible if SoFi is chosen as the lender inside of (through the company websites of) Credible or Splash Financial websites after clicking their links from our website. Please email us at help@ddsrefi.com with any questions
**In order to be eligible for the cashback bonus and discounted/promotional goods, you need to click on the specific links of the refinance companies via our website, go through the process of an interest rate check and/or the initial application process that does a “soft credit pull” which DOES NOT affect your credit score. If you complete the loan refinance process with one of our affiliate partners by clicking through the links on our website, you will be eligible for up to $2,200²⁻¹º cashback bonus and exclusive promotional goods worth up to $67,000¹. You will not be eligible for our cashback bonus and promotional goods if you go directly to the refinance companies website without having first clicked on the refinance companies links from our website. You are also not eligible for our cashback bonus or promotional goods if you close a loan through any other affiliate marketplace website.
If you have already checked your interest rates from any of the student loan refinance companies listed on our website, you will need to complete another rate check by clicking on their links from our website, and using a different email address that you previously used to check your rates previously. If you have any questions, please contact us. We are here to help you get the cashback bonus and exclusive promotional goods you deserve!
Refinance Company Disclosures and Promotional Goods Disclosures |
1) Discounted and promotional goods and services worth up to $67,000 comes from our consumer goods partner companies and the details of the promotions can be found by clicking here |
2) Laurel Road: Refinancing with Laurel Road by clicking through our site, you are eligible for up to $2,200 in a cashback bonus. The first $550 of the cashback bonus may be paid directly from Laurel Road. If the first $550 is paid directly from Laurel Road, then the remaining balance of the cashback bonus is paid by Dental Debt Solutions LLC. Rates include 0.25% auto-pay interest rate reduction. Variable rates may increase after consumption. Please see the tier payout structure here. Laurel Road disclosures Rates Subject to Change, Terms and Conditions Apply, All products subject to credit approval |
3) Splash Financial: Refinancing with Splash Financial by clicking through our site, you are eligible for up to $2,200 in a cashback bonus which is all directly paid from Dental Debt Solutions LLC. Variable rates may increase after consummation. Rates include 0.25% auto-pay interest rate reduction. Please see the tier payout structure here. Splash Financial disclosures |
4) Credible: Refinancing with Credible by clicking through our site, you are eligible for up to $2,200 in a cashback bonus which is all directly paid from Dental Debt Solutions LLC. Variable rates may increase after consummation. Please see the tier payout structure here. Credible disclosures |
5) Earnest: Refinancing with Earnest by clicking through our site, you are eligible for up to $2,200 in a cashback bonus which is all directly paid from Dental Debt Solutions LLC. Rates include 0.25% auto-pay interest rate reduction. Variable rates may increase after consummation. Please see the tier payout structure here. Earnest disclosures |
6) College Ave: Refinancing with College Ave by clicking through our site, you are eligible for up to $1,600 in a cashback bonus which is all directly paid from Dental Debt Solutions LLC. Rates include 0.25% auto-pay interest rate reduction. Variable rates may increase after consummation. Please see the tier payout structure here. College Ave disclosures |
7) LendKey: Refinancing with LendKey by clicking through our site, you are eligible for up to $1,600 in a cashback bonus. The first $200-$750 of the cashback bonus is paid directly from LendKey and the remaining balance is paid by Dental Debt Solutions LLC. Rates include 0.25% auto-pay interest rate reduction. Variable rates may increase after consummation. Please see the tier payout structure here. LendKey disclosures |
8) SoFi: Cashback and promotional goods are ONLY eligible if SoFi is chosen as the lender inside of (through the company websites of) Credible or Splash Financial websites after clicking their links from our website. Please email us at help@ddsrefi.com with any questions. SoFi is one of many banks competing for your business within the websites of Splash Financial and Credible and may not be the lowest rate in their respective marketplaces. Rates include 0.25% auto-pay interest rate reduction. Variable rates may increase after consummation. |
9) ELFI: Refinancing with ELFI by clicking through our site, you are eligible for up to $2,200 in a cashback bonus which is all directly paid from Dental Debt Solutions LLC. Variable rates may increase after consummation. Rates include 0.25% auto-pay interest rate reduction. Please see the tier payout structure here. ELFI disclosures |
Our Vetting And Non-Solicitation Promise
We take your private information seriously. We do not sell your personal information or have companies we partner with solicit you daily. After refinancing your student debt through our platform and getting a cashback bonus upwards of $2,200²⁻¹º, you get access to exclusive curated dentist goods/services/CEs/lab credits/business classes worth up to $67,000¹. Our partners understand Dental Debt Solutions’ promise not to share your information (phone, email, address). We encourage you to contact our partners in your own time and at your own convenience so you don’t get bugged when you don’t want to. We truly are in your corner. At Dental Debt Solutions, we guide doctors towards the most innovative and forward thinking dentist/specialist consumer goods companies in the world (and some luxury goods as well). Our partnering dentist consumer goods companies are strongly vetted to make sure they are the best because you deserve only the best!
Refinance Your Student Debt Using Our Affiliate Refinance Partner Links and Get What You Deserve as a Doctor!
- Up to $2,200²⁻¹º cashback bonus
- Exclusive promotional/discounted goods and services worth up to $67,000¹
At Dental Debt Solutions, we take the lowest advertisement referral fees to be able to give you, my colleagues, the largest cashback bonuses. We help at the beginning of your careers when you need it the most, buried in debt, and need guidance on what dental/specialists companies are the best in the business.

Thank you Dr. Walker and your team at Dental Debt Solutions!
I can’t believe I was able to receive almost double the cashback bonus vs other websites, personal direct contacts to the best dental companies, and over $30,000 of promotional goods that I am eligible for. I will take advantage of these perks now and in the near future!